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An HUD 1 form is used by the Department of Housing and Urban Development. This form is known as a Settlement Statement or Closing Sheet. It will be used when a party is purchasing or refinancing real estate. The form is filled out by the agent who is completing the settlement.
The form will itemize all the services and fees related to the process of purchasing or refinancing real estate. It will also include a Good Faith Estimate for the entire transaction. The borrowing party has the right to request a Settlement Statement on the first day of the settlement. The HUD 1 form should be looked at with a real estate agent and the settlement agent to ensure accuracy.
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